Accidents can happen anytime...anywhere. An accident policy as part of your company benefits package helps provide your employees with additional protection to help offset out-of-pocket expenses such as deductibles, co-pays and co-insurance. Lump sum indemnity benefits are paid directly to the employee. Off job or on/off job accidental coverage is available. Employees have a choice of adding their spouse and/or dependent children. Some Accident plans may provide benefits paid for annual wellness checks for early detection and prevention
Accident plans provide lump sum benefits to cover:
- Initial and follow up care
- Dislocations and fractures
- Surgical benefits
- Transportation and lodging
- Hospital and ICU admission
- Hospital and ICU daily confinement
- Catastrophic accident
- Accidental death and dismemberment
